A casual fall outfit idea in cool neutrals

Light neutrals like ivory, beige, and camel are everywhere this fall, and can be a way to make casual outfits look more elegant. But what if your seasonal palette is cool? (Summers and Winters.) Here’s a “discreet chic” casual fall outfit idea a cool neutral color palette.

Discreet chic in a cool neutral color palette

The silk tee and cashmere cardigan above are the same ones I’m wearing here (in warmer colors). If your seasonal color palette is cool, your light neutrals will be mostly whites and grays. Fortunately, gray (and silver) are both on trend for fall, which means you’ll have more to choose from. (On the flip side, gold buttons and hardware seem to predominate. So you may want to swap out buttons on that otherwise-perfect piece.)

Gray, like beige, can look a bit drab if there’s not another focal or anchor point in an outfit. You can always add color with a top or scarf. But if you want to keep the outfit neutral, a metallic shoe, belt, or bag can add some zing.

Silver accessories

These will instantly turn any outfit into a Going Out Look.

I start coveting this bag every time I see someone carrying one. Still waiting for “my” colors, but the silver is perfect for cool season color palettes.

A belt is one of my secret weapons to make a simple outfit look finished. This one would look so good with a tonal gray outfit!

Just a perfect little ballet flat.

Many of you have mentioned that you are fans of this bag for daily use and travel. Note the silver hardware…👍

My favorite new shoe for fall, now in silver!

A sleek, classic sneaker that’s comfortable enough to pack for travel!

What’s your season?

If you live near or will be visiting the Los Angeles area, I’m once again taking appointments for Personal Color Analysis. It’s a great investment to help you shop smarter, streamline your wardrobe and look your best! Find out more and book your Color Analysis HERE.

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  1. I adore silver shoes, boots, belts and bags. Which means I have one example of all of them.
    The Bao Bao is a little bit too recognisable for me. But listen who is talking haha.

    1. I think the bao bao’s are more prevalent in the UK than here. I see a lot of them when I visit London, especially.

  2. Thank you Susan for the “cool” version of this post. What colors are the jeans and silk tee? I couldn’t tell if they were black or blue or a combo of both.
    You mentioned you had the tee shortened a few inches which I would need to have done. Did you have them follow the curved bottom or make it straight across? Did the cardigan run big? Thanks for all your help.
    Great post!!

    1. Hi Rose, yes I had the hem follow the curve. A good alterations person should be able to do this. The cardigan runs slightly large, I sized down from S to XS. In the collage, the tee is navy and the jeans are charcoal gray.

  3. I love silver shoes! Excited to look for silver loafers this season — and think the Vince shoes you’ve featured are gorgeous. Re the Issey Miyake bag, I bought one several years ago (in silver) and was disappointed by it — the triangles are thick plastic and the “joinery” is mesh, which led to a cheap feel.

  4. Thank you for including this inspiration for those of us who are “cool”. I live in Illinois, but wish I could swing a trip to see you for a personal color analysis. I still try to follow the colors that were done for me back in the 80’s. Time for a refresh I think. I do love seeing all the camels, ivories, beiges and browns. But they just wash me out.

  5. As I have tried to determine my best colors, I think I need you expert opinion! I appreciate how you show different color palettes. When you showed this same outfit in a warm palette, I especially loved the shoes. These would add that little something extra to many outfits. Anyway thanks for all you do. I will plan on a trip out to CA in 2024.

  6. Hi Susan, This outfit is my perfect uniform, and in my Winter colors, love it. I do find I need a darkeror charcoal grey or I looked washed out with my coloring. I’ve had my eye on those washable silk tees from Quince, thanks- with your last couple posts I’ve gotten a better look at them. What is the shade of the Chanel lipstick you’re featuring?
    Brenda 🙂

  7. I am a winter season but I don’t like silver jewelry. looks to cold to me. I wear just about any color I feel good about. I wear browns and camel on the bottom and winter colors on top. works for me cause I’m a rule breaker. I enjoy your blog. Sorry for your loss.

  8. Hi Susan….link for lipstick takes me to a warm looking lipstick, not the one you show. Would you provide the name or number of lipstick? Thx!

  9. I love this post. Feels like it was written just for me! I recently had a color session with you, Susan, and it was an amazing experience. Your artistry, skill, and knowledge made the experience professional and thorough while being incredibly personal and fun! I am thrilled to learn my winter palette which has streamlined closet shopping and thinning. I already feel more confident and comfortable when wearing my best colors. Mixing and matching flows easily now that I understand the complementary and compatible colors in my palette. The entire experience “sparked joy”. Shopping expeditions are no longer daunting but exciting. Thank you for a life enhancing experience. I look forward to your new scarf collection.

    With much gratitude, Karen

    1. Thanks so much Karen! It was my pleasure, and I’m so glad you’ve found it helpful. Enjoy playing with your colors!